Salmon is a leading financial technology company in the Philippines, dedicated to providing responsible lending solutions. Our customer service is reknown for its human touch. Salmon Credit is a 100% digital credit line via Salmon App that offers: Virtual Card to use immediately online Repeatable Grace Period: 0 interest for up 2 months since your purchase and 2 calendar months from the date of your approval. Reusable Limit – spend, repay, repeat Credit limit grows with responsible use Easy repayments via 9 major partners – no fees Instant Approval in 1–2 minutes No Paperwork: Approval is online. Once approved, always approved — no need to reapply Security & Trust Salmon verifies each applicant’s identity using facial recognition and official government data from the Philippine Statistics Authority (PSA) Biometric login and facial ID verification Freeze/unfreeze virtual card anytime Real-time notifications PDPA-compliant & safe to use Demographics: primarily between 25 to 45 years old. This group includes young professionals and middle-aged adults who are establishing financial independence or managing household expenses. Target Audience for Salmon Credit Salmon Credit is made for responsible, financially active people who: Prefer simple and transparent credit products Don’t want to deal with long forms or paperwork Value speed — approval in minutes, virtual card ready instantly Want a safer, smarter alternative to cash loans or store financing Appreciate repeatable interest-free flexibility — 0 percent interest for 2 months from credit approval, every time you borrow. Use credit consciously — for purchases like appliances, healthcare, or important personal needs Want to build and grow their credit line over time Are already using digital tools, bank accounts, and loyalty programs like SM Advantage or Metro Rewards
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