About OCBC Bank Indonesia (OCBC NISP): OCBC NISP is a reputable Indonesian bank operating under the supervision of Indonesia's Financial Services Authority (OJK) and Bank Indonesia. The bank is a member of the Indonesia Deposit Insurance Corporation (LPS), providing deposit guarantees up to IDR 2 billion per customer About the product: KTA Cashloan Unsecured loan product designed for personal needs like home renovation, education, weddings, or emergencies. Allows flexible disbursement and fee structure depending on loan usage About the campaign: This is an offline campaign, weekly reconciliation and reporting Payout eligible once user submitted their information and validated by client Key Features: Loan Limit: Up to IDR 200 million Tenor: Up to 12 months for Cashloan; up to 36 months for higher loan amounts Interest Rate: Starting from ~0.98% per month (flat rate) Optional Promo: Tokopedia-linked promo offering e-vouchers up to IDR 6 million for eligible users (Feb–July 2025) Application Perks: 100% online application—no branch visit needed Quick approval and flexible disbursement via OCBC Site Multiple repayment schemes: effective flat installments, balloon payments, or bullet payments Requirements: Indonesian citizenship (WNI), aged between 21–55 (varying slightly by employment type) Minimum monthly income: ≥ IDR 5 million (employees) or ≥ IDR 8 million (self-employed/professionals) Employment tenure: at least 1 year (employees) or 2 years in the same profession
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